Great topic and discussion here!
I am happy to see you are discussing the plan in such detail. Asking for help and opinion is never a shame! Good job!
I stand 100% behind the words of Samuel, thanks mate, for answering with extended writing.
I can add that you should not focus that much on the ”20% Monthly”.
With a lot of crypto trading in the last two years, I realized that the profits we make depend so much on the market itself.
If I make 50%, I am happy with it. If I make 5%, I am still satisfied. I am happier if I make 2000% (which I did with some coins).
It is the same with Forex and the Stocks. It depends a lot on the market (more than what I thought initially).
So you guys, focus on perfection in your strategy/system and leave it on the market to bring you the profits.
Always try to improve the system to test new things and experiment, which will make you successful.